The credit repair answer book : your answer for raising your credit score /
by Gudrun Maria Nickel.
- 1st ed.
- Naperville, Ill. : Sphinx Pub., 2007.
- xxxv, 249 p. ; 21 cm.
Includes index. "Immediate relief from your credit problems"- -Cover.
Building good credit -- Credit : a vital part of our economy -- Types of debt : an overview -- Your credit report -- Establishing good credit -- Using credit responsibly -- Understanding credit pitfalls -- Strategies before creditors and collectors call -- When the collection agency calls -- The internal revenue service -- Loan disclosure requirements -- Credit cards and other open-end consumer lease disclosures -- Real estate loan disclosures -- Recap : steps you can take after foreclosure is started -- Assessing your financial situation -- Repossession of personal property -- When the creditor files a lawsuit -- Collection of money judgments -- Protecting your future credit -- Bankruptcy as an option -- Divorce, debt, and community property -- Reestablishing good credit -- Planning for the future.