TY - BOOK AU - Nickel,Gudrun M. TI - The credit repair answer book: your answer for raising your credit score SN - 9781572485730 (pbk. : alk. paper) AV - HG3756.U54 N53 2007 U1 - 332.743 PY - 2007/// CY - Naperville, Ill. PB - Sphinx Pub. KW - Consumer credit KW - United States KW - Finance, Personal KW - Credit ratings N1 - Includes index; "Immediate relief from your credit problems"- -Cover; Building good credit -- Credit : a vital part of our economy -- Types of debt : an overview -- Your credit report -- Establishing good credit -- Using credit responsibly -- Understanding credit pitfalls -- Strategies before creditors and collectors call -- When the collection agency calls -- The internal revenue service -- Loan disclosure requirements -- Credit cards and other open-end consumer lease disclosures -- Real estate loan disclosures -- Recap : steps you can take after foreclosure is started -- Assessing your financial situation -- Repossession of personal property -- When the creditor files a lawsuit -- Collection of money judgments -- Protecting your future credit -- Bankruptcy as an option -- Divorce, debt, and community property -- Reestablishing good credit -- Planning for the future UR - http://www.loc.gov/catdir/toc/ecip071/2006031231.html ER -